By dror klar
 There are lots of great ways to save money and with the prices of almost everything going up these days, learning how to do it and do it well is on the list of a large number of people in the United States today. Almost everyone is looking for a quick way to make or save a buck and we are here to help.
If you do not have much money to save, try cleaning out your house. Have a yard sale. One good way to find things for it is to go through the house and ask yourself what you need and what you do not need. If you go through your clothes, ask yourself as you look at each item whether you have worn it in the past year. If it has not been worn that long, it is time to toss it to the yard sale pile. The same should go for other items in your home; if you have not used them in over a year, sell them. And just because you have a yard |
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By dror klar
 Using your debit card for everything versus using your credit card may sound like a good idea, but you might not know that there is a downside to using them for everything and that downside is the fact that a lot of banks will now allow you to overdraw your bank account when you make a charge on your debit card.
No one likes to be overdrawn in their bank account because of the overdraft fees and the affect that it has on their credit score, but banks have just made this entire thing much easier by allowing overdraft to occur via debit cards. What they are doing is taking advantage of people who do not like to use credit cards because of the interest that is charged on them every month. Either way, the bank is going to get the money that it wants from the consumer.
If you make a $10 purchase with your debit card, but your account only has $9.54 in it, the charge will go through and it will be the same as if you wrote a check |
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